6 modules · 18 lessons
By the end of this module you will understand different forms of money and payment methods, calculate your take-home pay from a payslip, and map all your income sources as the first step in exploring your Financial Reality.
| What Is Money? Cash, Cards and Digital Payments | ||
| Understanding Your Payslip and Take-home Pay | ||
| Mapping Your Income Sources |
By the end of this module you will create a realistic personal budget using your own figures, track your actual spending to spot patterns and leaks, and distinguish needs from wants to support more intentional choices.
| Budget Basics: Money in, Money Out | ||
| Tracking Your Spending: Where Does It All Go? | ||
| Needs Versus Wants and Smart Shopping |
By the end of this module you will understand the importance of saving, set clear financial goals, calculate an emergency fund target based on your expenses, and select suitable savings options for your situation.
| Why Save? Setting Financial Goals | ||
| Building an Emergency Fund | ||
| Savings Vehicles and Making Saving Automatic |
By the end of this module you will understand different forms of debt and how interest works, recognise signs of problem debt, know where to find non-judgemental help, and create a practical debt management plan if needed.
| What Is Debt? Credit Cards and Interest | ||
| When Debt Becomes a Problem | ||
| Debt Management and Payment Strategies |
By the end of this module you will know how to use online banking and digital payments safely, recognise and avoid common scams, and protect your financial information with practical habits.
| Online Banking: Safe and Secure | ||
| Spotting Scams and Fraud | ||
| Digital Payments and Mobile Money Safety |
By the end of this module you will set clear financial goals with action steps, plan for major life events, understand your consumer rights, and create a personalised next-steps action plan drawing on everything you have learnt.
| Financial Goals and Planning Ahead | ||
| Planning for Major Life Events | ||
| Your Financial Rights and Consumer Protection |
By the end of this module you will understand different forms of money and payment methods, calculate your take-home pay from a payslip, and map all your income sources as the first step in exploring your Financial Reality.
| What Is Money? Cash, Cards and Digital Payments | ||
| Understanding Your Payslip and Take-home Pay | ||
| Mapping Your Income Sources |
By the end of this module you will create a realistic personal budget using your own figures, track your actual spending to spot patterns and leaks, and distinguish needs from wants to support more intentional choices.
| Budget Basics: Money in, Money Out | ||
| Tracking Your Spending: Where Does It All Go? | ||
| Needs Versus Wants and Smart Shopping |
By the end of this module you will understand the importance of saving, set clear financial goals, calculate an emergency fund target based on your expenses, and select suitable savings options for your situation.
| Why Save? Setting Financial Goals | ||
| Building an Emergency Fund | ||
| Savings Vehicles and Making Saving Automatic |
By the end of this module you will understand different forms of debt and how interest works, recognise signs of problem debt, know where to find non-judgemental help, and create a practical debt management plan if needed.
| What Is Debt? Credit Cards and Interest | ||
| When Debt Becomes a Problem | ||
| Debt Management and Payment Strategies |
By the end of this module you will know how to use online banking and digital payments safely, recognise and avoid common scams, and protect your financial information with practical habits.
| Online Banking: Safe and Secure | ||
| Spotting Scams and Fraud | ||
| Digital Payments and Mobile Money Safety |
By the end of this module you will set clear financial goals with action steps, plan for major life events, understand your consumer rights, and create a personalised next-steps action plan drawing on everything you have learnt.
| Financial Goals and Planning Ahead | ||
| Planning for Major Life Events | ||
| Your Financial Rights and Consumer Protection |
Talk to us about adding Financial Literacy for Life to your Skills for Life programme — pricing, onboarding, and a launch plan tailored to your library service.