6 modules · 18 lessons
Learners build a clear picture of where their money comes from. They look at the everyday forms of money they use, decode an Irish payslip line by line, and map all of their own income sources, so that by the end of the module they can describe their full financial inflow with confidence.
| What Is Money? Cash, Cards and Digital | ||
| Understanding Your Payslip and Take-home Pay | ||
| Income: Where Does Your Money Come from? |
Learners turn the income picture from Module 1 into a working budget. They build their own monthly budget, track real spending to find money leaks, and practise distinguishing needs from wants so they can spend more intentionally.
| Budget Basics: Money in, Money Out | ||
| Tracking Your Spending: Where Does It All Go? | ||
| Needs Versus Wants and Smart Shopping |
With a working budget in place, learners turn surplus into progress. They set realistic short-term and long-term goals, calculate an emergency fund target from their actual expenses, compare Irish savings vehicles, and build habits that keep saving going on a fixed or modest income.
| Why Save? Setting Financial Goals | ||
| Building an Emergency Fund and Savings Plans | ||
| Saving Habits That Stick |
Learners take a calm, plain-English look at debt. They learn how interest and APR really work, recognise the warning signs of problem debt, find out where free Irish help is available, and build a personal repayment plan if they want one.
| What Is Debt? Credit Cards and Interest | ||
| When Debt Becomes a Problem | ||
| Debt Management and Payment Strategies |
Learners build digital confidence in a way that respects their concerns about online safety. They cover safe online banking, recognise common scams targeting older adults, and use digital payment methods with clear awareness of protections and limits.
| Online Banking: Safe and Secure | ||
| Spotting Scams and Fraud | ||
| Digital Payments and Mobile Money Safety |
Learners pull the course together. They set financial goals with action steps, plan for a major life change such as retirement, supporting family or a job change, and learn the consumer rights and Irish complaint routes that protect them. The course ends with a personal reflection on what they have done and what they will do next.
| Financial Goals and Planning Ahead | ||
| Planning for Major Life Events | ||
| Your Financial Rights and Consumer Protection |
Learners build a clear picture of where their money comes from. They look at the everyday forms of money they use, decode an Irish payslip line by line, and map all of their own income sources, so that by the end of the module they can describe their full financial inflow with confidence.
| What Is Money? Cash, Cards and Digital | ||
| Understanding Your Payslip and Take-home Pay | ||
| Income: Where Does Your Money Come from? |
Learners turn the income picture from Module 1 into a working budget. They build their own monthly budget, track real spending to find money leaks, and practise distinguishing needs from wants so they can spend more intentionally.
| Budget Basics: Money in, Money Out | ||
| Tracking Your Spending: Where Does It All Go? | ||
| Needs Versus Wants and Smart Shopping |
With a working budget in place, learners turn surplus into progress. They set realistic short-term and long-term goals, calculate an emergency fund target from their actual expenses, compare Irish savings vehicles, and build habits that keep saving going on a fixed or modest income.
| Why Save? Setting Financial Goals | ||
| Building an Emergency Fund and Savings Plans | ||
| Saving Habits That Stick |
Learners take a calm, plain-English look at debt. They learn how interest and APR really work, recognise the warning signs of problem debt, find out where free Irish help is available, and build a personal repayment plan if they want one.
| What Is Debt? Credit Cards and Interest | ||
| When Debt Becomes a Problem | ||
| Debt Management and Payment Strategies |
Learners build digital confidence in a way that respects their concerns about online safety. They cover safe online banking, recognise common scams targeting older adults, and use digital payment methods with clear awareness of protections and limits.
| Online Banking: Safe and Secure | ||
| Spotting Scams and Fraud | ||
| Digital Payments and Mobile Money Safety |
Learners pull the course together. They set financial goals with action steps, plan for a major life change such as retirement, supporting family or a job change, and learn the consumer rights and Irish complaint routes that protect them. The course ends with a personal reflection on what they have done and what they will do next.
| Financial Goals and Planning Ahead | ||
| Planning for Major Life Events | ||
| Your Financial Rights and Consumer Protection |
Talk to us about adding Financial Literacy for Life to your Skills for Life programme — pricing, onboarding, and a launch plan tailored to your library service.